For you as an employee
Here’s how you can use your workplace's pension broker.
Employees are vital to the company
You and your colleagues are the most important resources your employer has, and your financial security and health are of great significance.
That's why your employer has partnered with Söderberg & Partners to provide you with guidance on your pension and health plans.
At Söderberg & Partners, we believe that good advice is built on trust. That’s why your workplace has connected you with one or more personal advisors who are available to help you and your colleagues with your company pension.
The advisor can assist you in customizing the insurance coverages selected by your employer to fit your needs and those of your loved ones.
In an advisory meeting, you and the advisor will discuss how you want you and your family to be covered in various life situations, such as:
- If you are affected by a long-term or critical illness
- If you pass away
- If you need quick medical examinations and treatment
- When you retire
But we can do more than that
In addition to advising you on your pension and health plan through your employer, we also offer individual and independent advice on the overall financial and wealth aspects related to pensions for your entire household - a concept we call Value Planning. This is an additional service that requires separate payment. If you wish to establish a will, we offer a 15% discount through our partner.
Value planning
Do you have dreams for your future retirement life and wish to gain a comprehensive overview of your financial situation?
Many people worry about whether they can afford to live the life they dream of once they retire. But it doesn't have to be that way. At Söderberg & Partners, we offer individual and independent advice on the overall financial and wealth aspects related to pensions for your entire household - a concept we call Value Planning.
Value Planning involves personalized advice centered around achieving your dreams of a fulfilling retirement and ensuring financial success. The concept encompasses various types of advice related to overall financial planning and wealth management for retirement, including tax optimization and optimizing interactions with public benefits.
Regardless of specific needs, our advice is provided by professionally competent advisors who have deep financial insight and are willing to challenge conventional thinking. Both the advisory session and the decision-making basis provided afterward are individually tailored to your household, using language that is easy to understand. In addition to providing a financial overview, we also assist in clarifying inheritance matters, including:
- Future Power of Attorney
- Will
- Beneficiary designations
- Separate property arrangements
Pension planning
Many people have more financial resources available than they realize because they lack an overview of their various pension savings, home equity, and investments in stocks and securities.
Our attentive, knowledgeable, and supportive advisor will, based on the household's overall financial situation, provide a structured overview of all assets at play. From here, a decision-making basis is prepared, detailing pension optimization, assessing the longevity of finances, necessary actions, and more.
If you have retired, Söderberg & Partners can help create a picture of which part of the household's total wealth should be accessed first and which funds can wait for tax advantages. Following the advisory session for retirees, a personalized and long-term analysis is developed, including an annual budget sheet and assistance in planning pension payouts and more for the entire household.
Business optimization
If you are a business owner, regardless of the company structure, there can be significant benefits in creating a solid plan to save on high taxes during both accumulation and distribution periods, while also optimizing for public benefits.
Söderberg & Partners can assist you in exploring opportunities to use any surplus within your company to strengthen your finances and thereby optimize pension opportunities. This could include options like retirement planning, creditor protection, generational transfer optimization, tax planning, inheritance matters, and much more.
Discount on wills
At Söderberg & Partners, we often find that many people do not have a will, which can have significant consequences for their loved ones in case of unexpected events.
While we do not provide advice on creating wills ourselves, as part of our commitment to full-service advisory, we have partnered with FamilieTestamente. As a client of Söderberg & Partners, you will receive a 15% discount when creating a will through this collaboration.
Contact Us
Do you have any questions about your pension or health plan?
Please reach out to your employer's pension broker who can assist with your specific questions regarding your situation.
If you're unsure about who your workplace's personal advisor is or if you have general inquiries about us and our organization, feel free to contact us at +45 3313 3330.